INSURANCE DISCLAIMER

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 Gigway Travel acts solely as a travel planner and intermediary. We do not hold insurance authorisation, are not an insurer, and do not provide insurance advice. We only introduce and recommend travel insurance products offered by fully licensed and regulated third‑party insurers. We do not: - Issue or underwrite insurance policies - Set policy terms, coverage, or exclusions - Assess risk or give personalised insurance advice - Process or handle claims on your behalf All insurance contracts are between you and the issuing insurer. Any questions regarding coverage, benefits, exclusions, or claims must be directed to the relevant insurance provider. We recommend you read the full policy wording, Insurance Product Information Document (IPID), and terms before purchasing.